How the Stamp Duty Calculator Works
Stamp duty is a compulsory tax on property transactions, and each state prescribes its own rate slabs, surcharges, and registration charges. Our calculator mirrors the latest notifications issued by top metro states so that you can estimate the exact government cost to register your flat, plot, or commercial property. Enter the transaction value, select the document type, and indicate buyer category to see a transparent breakup of duty, registration fee, and potential concessions available in 2025.
First-time buyers, women co-owners, and joint registrations often qualify for lower stamp duty. The tool applies the conditional logic automatically, saving you hours of manual rate comparison across gazette circulars. For lease deeds, it factors the rent, tenure, and non-refundable security deposit to compute the payable duty so that you go to the sub-registrar office with the correct amount.
Step-by-Step Guide to Filing Stamp Duty
- 1. Choose the state and document type to load the applicable base rate for 2025, including any gender-based concessions.
- 2. Enter the agreement value or consideration amount. For lease deeds, add monthly rent and tenure for accurate lease duty calculations.
- 3. Review the automated breakdown of stamp duty, surcharge, and registration fee so you can budget the total outflow.
- 4. Download or note the duty amount and pay it through the state e-Stamp portal or authorized banks before document execution.
- 5. Schedule a visit to the sub-registrar office with the payment receipt, identity proofs, witnesses, and original documents to complete registration.
- 6. Retain the stamped deed and registration slip safely, as both are mandatory evidence of property ownership during future legal disputes or resale.
Key Factors That Influence Stamp Duty
Property Location
Metro and municipal corporation areas often attract higher duty than rural jurisdictions. Some states levy additional cess for infrastructure development in premium zones.
Document Category
Sale deeds, lease deeds, gift deeds, and partition deeds follow different percentage slabs. Gift and family transfer documents usually enjoy reduced rates compared to outright purchases.
Buyer Profile
Women buyers, senior citizens, and first-time buyers in several states receive partial waivers or capped charges. Joint ownership with a female co-applicant can cut duty by up to one percent.
Property Value Benchmarks
If the agreement value is lower than the circle rate notified by the state, duty is computed on the higher ready reckoner value. Use our circle rate estimator before finalizing the transaction.