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Loan Default Penalty Calculator

Calculate penalty charges, interest and legal costs for loan defaults and EMI delays

Important Legal Disclaimer

This calculator provides estimates for reference purposes only. Actual amounts may vary based on specific circumstances, applicable laws, and judicial discretion. Always consult with a qualified legal professional for accurate advice tailored to your situation.

Original Loan Amount (₹)*

Outstanding Amount (₹)*

Interest Rate (% per annum)

Delay Period (Months)*

Loan Type

Penal Interest Rate (% per month)

Recovery Method

Legal Disclaimer

These calculations provide estimates for reference purposes only. Actual amounts may vary based on specific circumstances, applicable laws, and judicial discretion.

Results are based on current legal provisions

Individual case circumstances may affect outcomes

Professional legal consultation recommended

Laws and rates are subject to change

For Reference Only

Educational Purpose

Legal Advice Required

Last updated: 1/1/2026

About This Calculator

Data Sources

• Current Indian legal provisions
• State-wise government notifications
• Official rate charts and circulars
• Recent judicial pronouncements

Accuracy Note

• Calculations based on latest available data
• Results may vary due to case specifics
• Professional consultation recommended
• Updated regularly for compliance