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Work through FIR filing, insurer intimation, claim computation, disability assessment, tribunal process, and settlement strategy for motor accident claims.
Who should use this
Accident victims, families and insurers preparing MACT claims or defences.
What you get
Clear outline of timelines, documents and tribunal expectations.
Outcome
Maximise compensation and stay compliant with MACT procedures.
Quick filters
A motor accident claim is a legal process where an individual seeks compensation for injuries, death, or property damage resulting from a road accident. This claim is typically filed with the Motor Accident Claims Tribunal (MACT) to recover financial losses from the responsible party or their insurance company.
Anyone who has suffered injury, property damage, or the legal heirs of a person who died in a motor accident can file a claim. This includes drivers, passengers, pedestrians, and even the owner of damaged property.
There are mainly two types: third-party claims and own-damage claims. Third-party claims involve compensation for injury or death of someone other than the insured, while own-damage claims are for damage to the policyholder’s own vehicle.
The Motor Accident Claims Tribunal (MACT) is a special court in India that handles cases related to motor vehicle accident compensation. It ensures quick and fair settlement of claims arising from road accidents.
Yes, reporting the accident to the nearest police station is mandatory, especially for serious injuries, deaths, or major property damage. A police FIR strengthens your claim and is often required by insurance companies.
Key documents include the police FIR, copy of insurance policy, vehicle registration certificate, driving license, medical reports, hospital bills, proof of expenses, photos of the accident scene, and any eyewitness statements.
It’s best to file the claim as soon as possible after the accident. Delays can weaken your case or even result in rejection. Usually, claims should be filed within 60 to 90 days, but some policies may allow up to six months.
Yes, passengers, pedestrians, or any third-party injured in a road accident are eligible to file a claim against the vehicle owner’s insurance policy.
Third-party insurance covers liability for injury or damage caused to other people or property by the insured vehicle. It is mandatory for all vehicles in India under the Motor Vehicles Act.
Yes, it is mandatory to have at least third-party motor insurance for all vehicles in India. Driving without valid insurance is a punishable offence.